As Founder and President of Halpern Financial Inc., Ted is directly involved in developing and implementing wealth management strategies for affluent families and closely held businesses. He serves as Director of the firm's Investment Research Team and oversees the asset allocation process. Ted believes in educating our clients toward a logical path of wealth accumulation. Since establishing Halpern Financial in 1991 he has drawn his inspiration from motivating clients to achieve their financial goals.
Ted holds a degree in Finance from the University of Maryland. He is an SEC Registered Investment Advisor, a NAPFA-Registered Financial Advisor, an Accredited Asset Management Specialist (AAMS), a Chartered Retirement Planning Counselor (CRPC), an Accredited Wealth Management Advisor (AWMA) and a Registered Financial Consultant (RFC). He is a member of the Financial Planning Association, the International Association of Registered Financial Consultants and the National Association of Personal Financial Advisors (NAPFA).
Ted is a dedicated husband and father. He and his wife Bethe live in Leesburg with their twins Jack and Lauren and their dog Einstein.
As Wealth Advisor for Halpern Financial, Inc., Melissa works one on one with clients to determine short and long term goals, and applies her knowledge and expertise to develop retirement, investment, tax management and estate planning strategies. She is committed to empowering clients with a solid actionable financial plan to ensure they are confident in making informed financial decisions. Melissa joined Halpern Financial, Inc. as Wealth Advisor in 2013. She is a member of the firm’s Investment Research Team and became the Chief Compliance Officer in 2015.
Melissa is passionate about financial education for the greater public as well. She is frequently quoted in financial media publications, radio and podcasts. She has also provided investor education in partnership with AARP and speaks often on “Late Stage College Funding for High Income Families.”
Melissa is a CERTIFIED FINANCIAL PLANNER™ professional with a Bachelor of Arts degree in Economics from the University of Texas at Austin and a Master of Business Administration degree from the Thunderbird School of Global Management in Phoenix, Arizona. She serves as a subject matter expert for the Certified Financial Planner Board of Standards (CFP Board), contributing to the development of examination questions for the CFP® Certification Examination. She is also an Advocate for the CFP Board’s Women’s Initiative (WIN). She has promoted financial literacy in the region through one-on-one counseling with Capitol Hill staffers and her leadership role on the steering committee for the Metro Washington Financial Planning Day 2011, 2013 and 2014. She serves on the Board of Directors of the Financial Planning Association of the National Capital Area. She lives in Bethesda with her husband and children. Melissa is an avid runner and recently qualified for the Boston Marathon.
As Portfolio Manager for Halpern Financial Inc., Kirsty is primarily responsible for the design and application of investment strategies in client portfolios including the ongoing analysis of securities. She monitors balances, news, cost basis, activity and performance of portfolio holdings. She keeps clients in touch with their investments and how their portfolio responds to market movements. Kirsty is responsible for a broad array of customized portfolio strategies including the concepts of asset allocation, portfolio optimization, cash flow, tax efficiency and retirement planning. Kirsty is a member of the firms Investment Research Team.
Kirsty joined Halpern Financial, Inc. in 2002, motivated by Ted's vision of the challenges and opportunities of working with an independent advisory firm.
Kirsty is a CERTIFIED FINANCIAL PLANNER™ professional, with a Bachelors Degree with Honors in Education from the University of Edinburgh, Scotland. Kirsty is also a Registered Investment Advisor Representative, a member of the Financial Planning Association and is certified as a Registered Financial ParaPlanner through the College for Financial Planning. She lives in Virginia with her husband and sons.
As Office Manager for Halpern Financial Inc., Jennifer is responsible for all aspects of client care and service, including establishing new client accounts, transferring assets and reconciling portfolios in the firm's portfolio management software. She is in frequent contact with clients to ensure that customer care with Halpern Financial, Inc. is of the highest standard. Jennifer ensures that the firm is always up to date with industry standards and frequently monitors new financial technology to optimize the performance of the back office.
Jennifer has been a part the Halpern Financial team since September 1999, motivated by the opportunities of working for an independent advisory firm. She is certified as a Registered Financial Paraplanner through the College for Financial Planning and if ever in need, Jennifer is a Notary Public.
A native of the Washington Metropolitan area, Jennifer resides in Rockville with her husband Brandon and their daughter Lily. She enjoys the culture, diversity and opportunities the area has to offer. Jennifer is committed to an exceptional quality of life as well as valuing her family and friends.
As a Planning Consultant for Halpern Financial, Milena provides expert research for Halpern Financial client deliverables. She performs projections for clients’ financial goals, including cash management, college funding and retirement planning. For Milena, the most rewarding aspects of her work are giving quality advice that she uses in her own life and teaching clients about areas of their finances that they never realized could have such a life-changing impact on their goals.
Milena joined Halpern Financial in April 2007 with a degree in Economics from George Mason University. She is certified as a Registered Financial Paraplanner, and holds a Certified Income Specialist designation through the Institute of Business and Finance.
Milena resides in Virginia with her husband Darren and their children.
As Client Administrator for Halpern Financial Inc., Susan enjoys being the starting point of contact with our clients. Her responsibilities include a number of administrative duties, as well as coordination of internal communications and email correspondence. She personally greets all visitors to our office and is an integral part of maintaining the total client experience at Halpern Financial, Inc.
Susan resides in Maryland with her husband Michael and son Ryan who is attending high school.
Carla LaFleur joined Halpern Financial in 2015 as the Communications and PR Coordinator. She is passionate about helping people understand financial topics, whether she’s composing client documents with “an audience of one,” or writing educational articles for the public.
Carla holds a B.A. in English and a minor in Spanish from the University of Maryland, College Park. She is fluent in Spanish, and her background as an editor of investment newsletters and freelance writer has given her the skills to translate complex ideas into language that is easily understood. She also assists with research tasks internally.
A lifelong equestrian, Carla spends her free time riding the trails of rural Montgomery County and volunteering with Pony Club. She lives in Gaithersburg with her husband Byron and two cats.
"How I Tricked an Advisory Firm Into Hiring a Writer." FinCon Connection Magazine, 2015.
As a Planning Consultant for Halpern Financial Inc., Jennifer is primarily responsible for retirement projections, research and analysis.
Motivated by her commitment to giving honest, transparent and sound guidance, Jennifer joined Halpern Financial, Inc. in 2015. Jennifer is the newest member of the firm’s Planning Team and she values the relationships developed with clients as she helps them meet life’s goals.
She is a CERTIFIED FINANCIAL PLANNER™ professional, with a B.S. in Finance and a minor in Philosophy from the University of Maryland, College Park.
Her interests include being active, reading, and exploring the great outdoors with her family and friends. She also likes to compete in triathlons, which sometimes take her all over the world!
She lives in Maryland with her boyfriend and two cats.
“Filing Early for Social Security: When it Makes Sense”, Investopedia
Lindsie James joined Halpern Financial in 2016 as the Operations Administrator. Lindsie ensures the firm's delivery of exceptional client service by providing critical knowledge and operational support to the team. She has brought with her a wealth of administrative and operations experience from her eight years as a patent prosecution legal assistant. She takes pride in a job well done, from the smallest of tasks to large-scale projects. She earned her B.S. in Business Marketing from Davis & Elkins College, as well as a Paralegal Certification from Boston University. Lindsie is also a Notary Public to facilitate document signatures.
Born and raised on the Eastern Shore of Maryland, Lindsie now lives in Leesburg, Virginia with her husband and son. She enjoys being outside, staying active, and traveling back to Ocean City, Maryland whenever she has the chance!
Virginia Office: 20365 Exchange Street, Suite 200, Ashburn, VA 20147
Maryland Office: 401 North Washington Street, Suite 330, Rockville, MD 20850
Phone: 240-268-1000 | Toll Free: 877-268-1200 | Fax: 240-449-8818 | Email: email@example.com
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