On her 15-year anniversary with Halpern Financial, Portfolio Manager Kirsty Peev, CFP®, reflects on the simple investment lessons that have made a difference.

Warren Buffett said, "You only have to do a very few things right in your life so long as you don't do too many things wrong." And it really is that simple—but unfortunately, it’s not necessarily easy.

Pinpoint where you are today in your financial life to figure out the best way to reach your goals.

When you buy a car, you know that fuel efficiency is a range, with city mileage on the low end and highway mileage on the high end. The results depend on the environment that surrounds you.

Financial success comes as a by-product of a well-designed system that is adaptable and proactive to the current environment—not frantically paddling to stay afloat.

"Two decades ago, college costs could be more related to buying a car. Now these costs are like buying a house. It’s two completely different scenarios," says financial adviser Melissa Sotudeh, who is based in the Washington, D.C. area